3 Things You Need to Know Before Getting A D-I-V-O-R-C-E

Jacqueline Newman

Jacqueline Newman

Many of us have been through a divorce, and know that they are never easy. Today I spoke with high-powered divorce attorney Jacqueline Newman in New York City. I asked her the questions I felt like some of you may ask if given the opportunity, and some of her answers will surprise you. And yes, I couldn’t help, but ask about Blake Shelton & Miranda Lambert.

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Broke, Busted, & Disgusted? Then here are 6 Steps to Take!

This is an interview I did with financial planner Brad Berger on my Sunday morning show. He says, “We tend to congregate with like-minded people, want to be accepted by them and try to impress them. The Jonses! Keeping up with the Joneses has become a way of life that has devastated more families and shattered the American dream. Do you really want HUGE debt, few assets and no life? Read Brad Berger’s new book, Stop Trying to Keep Up with the Joneses: They’re Broke Anyway.” 


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Should we call it ObamaCare or ObamaScare? Dr. George lets us know!

george_smDr. Elaina George joins me to discuss the current health care situation in our country. She is a member of the national advisory council of the Project 21 black leadership network, and is a board-certified otolaryngologist (ENT). She graduated from Princeton University with a degree in Biology, and received her medical degree from Mount Sinai School of Medicine in New York.

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Saving Money for The Kid’s College Tuition: Financial Coach Debbie Whitlock

We speak with a business coach and financial guru to try and figure out how to pay for our kid’s college tuition. Thanks to Debbie Whitlock for the free financial advice! Check her website out at www.DebbieWhitlock.com!

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Cooking with…Cannabis?

12-cook-with-cannabisAuthor Karin Lazarus talks about cooking with cannabis! Regardless of whether or not you agree or disagree with the legalities of the “happy salad” you will find this interview posted below interesting.

Karin has written a book called, “Sweet Mary Jane:  75 Delicious Cannabis-Infused High-End Desserts.”

Posted in Marijuana, Midlife, Ten Minutes with Tony, The Next Half Podcast, Uncategorized | Tagged , , | Leave a comment

Do You or A Loved One Have Doo Doo Breath? #badbreath

A few years back Fitz asked one of our interns, “Hey what happened to that cat?” The intern then asked, “What cat?” And Fitz answered, “The cat that must’ve taken a sh!t in your mouth.” Well, today we find out how to get rid of that cat!

Did you know bad breath can be a sign of an underlying health issue? And did you know there is a product that can help kill bad breath? I interviewed Dr. Harold Katz to see how to cure my bad breath! This is an UNPAID interview and it will actually be entertaining.

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Why I decided to Sell Life Insurance

I recently started selling Life, Auto, and Home insurance, and the first question I received was, “Are you going to quit Fitz in The Morning.” So let me answer that quickly with a no way! I’ve been working with Fitz off and on for 15 years, and we have more fun before 9:00 a.m. than most people do in an entire day. However, I have always been interested in the insurance business and truly believe that good insurance should be at the top of everyone’s list of priorities. More specifically, let me tell you when I realized the importance of life insurance.

It was almost exactly 5 years ago when I contacted my good friend Matt about selling both my wife and I some life insurance. We went over our options and I signed my papers, got a little blood work, and received a $750,000 20 year term life insurance policy. My wife on the other hand procrastinated, and yes I have her permission to tell you this story. She put it off despite Matt’s persistence and my nagging. And one day she had a dermatology appointment to get a mole checked, and within days our life was turned upside down. She received a diagnosis of stage two melanoma…the most deadly form of skin cancer.

The life insurance policy setting on the table unsigned did not cross my mind, but my wife thought about it almost immediately. At that moment all I could think about was the possibility of losing the love of my life. But I want to be honest, the life insurance policy did cross my mind eventually, because I had to face the reality that I could be left alone to raise three children. Who would help me get them to school in the morning? Who would pick them up from school if I had to work late? And if I found someone…how would I afford to pay them for their help? Should I quit my job and consider moving closer to family to get some help? Unfortunately, I haven’t saved money like I should have throughout the years, and so on top of the heart break and stress of losing my precious wife…I had to pile on the financial concerns as well.

Once cancer or another major medical diagnosis has been made it will likely make it impossible to purchase life insurance for at least 3 years.  Yes, after someone has been in remission for three to five years it is possible, but the price will not be nearly as affordable as it was during the healthy years. I’m obviously thankful that Amy has been in remission for nearly 5 years now.

I truly hope that you are a “glass half-full” type of person, because that makes life a whole lot easier, but as one wise man said, “Expect the best and prepare for the worst.” For the price you spend monthly on one good meal you can make sure you are prepared.

  • Tony Russell, Mumma Insurance, Bellevue
  • TonyR@mummainsurance.com


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To The 2% of Social Media Users Who are A Pain in The Ass


Posted in agnostic, atheism, buddhism, Comedy, Diet & Excercise, religion, Social Media, Ten Minutes with Tony | Tagged , , , | Leave a comment

What Does “Religious Freedom” Really Mean?

religious-freedomV2By now you have heard about the shit storm being caused by the Governor of Indiana in the name of “religious freedom.” And I want to be honest with you, I don’t have a clue what that phrase “religious freedom” means. I once thought it meant that people had the right to practice any religion they wished, but there seems to be much more to it!

Again, I am in the dark on this one, but depending on what you read…the phrase could mean a business owner(s) has the right to discriminate based on religious beliefs. Apparently, the media is focused on a belief that the new “religious freedom” bills could lead to discrimination toward the LGBT community. And while I fully understand that concern, I believe people need to look a little deeper. The manner in which these new laws or even the First Amendment are interpreted leads to many other questions such as:

  • If a Muslim believes it’s a sin to hire Christians would they be able to only hire Muslims?
  • If someone’s religion leads them to believe drinking alcohol is a sin can they refuse to hire those who drink beer?
  • If a boss’ religion says premarital sex is a sin could he fire a woman who gets pregnant out of wedlock?
  • Can you refuse to work on Sunday if your religion says it’s a sin?
  • Finally, what qualifies as a religious belief, and do we all have the right to start our own religion?

As you can see I have a lot of questions about which direction this can go. I would love for you to click here and comment section below! And please share The Next Half with your friends on social media.


Posted in agnostic, atheism, buddhism, GAY, LGBT, LGBTQI, marriage, politics, religion, TRANSGENDER, Uncategorized | Tagged , , , , , | Leave a comment

My Response to Clay Travis’, “Kentucky vs. West Virginia: The Dumbest Sweet 16 Game of All Time.”

Being from West Virginia I’ve grown accustomed to being the punchline or punching bag for others. And even I’ve made the occasional joke or two about being from WV, and don’t mind a good-hearted “ribbing” from friends. I’m also one of those people who believes most others are too sensitive and need to learn to take a joke. However, I recently read an article by a Vanderbilt educated attorney (turned sports writer), which stirred a mixture of anger and sadness. His name is Clay Travis and the title of his article was, “Kentucky vs. West Virginia: The Dumbest Sweet 16 Game of All Time.” And here are some quotes from Clay’s article:

Tomorrow Kentucky and West Virginia will play in a Sweet 16 match-up pitting the two dumbest fan bases to ever compete for a spot in the Elite 8.

This game will be like Woodstock for dumb people, a modern day Hatfields vs. McCoys.

Of course, basketball isn’t really life if you have anything better going on in your life, but we’re talking about people from West Virginia and Kentucky. They really don’t have anything better going on in their lives. Especially not now that “Breaking Bad” showed everyone in the entire country how to make high-quality meth.

But it’s not just me saying these fans are dumb, Kentucky has recently been ranked as the fourth dumbest overall state. West Virginia? Well, West Virginia was ranked the dumbest overall state, with just 17.3 percent of the population having a bachelor degree.

It’s an upside down world when it comes to Kentucky and West Virginia — fans in single wides cheering for coaches in mansions, basketball fans without teeth cheering for basketball players with teeth, fans who have no hope of being admitted to academic powerhouse universities like Kentucky and West Virginia living or dying to the beat of a basketball’s dribble.

Now, let me ask you a few questions, and I want you to truly think about the answer. What if Clay had written the above statements about a specific race? What would happen if he claimed that all Hispanics, African Americans, or Caucasians are dumb? What if he used statistics to prove and demonstrate that certain races have a low college graduation rate, which he correlates to stupidity? We all know the answer to those questions, but at the end of the day this is no different. To literally be cruel to a specific group of people based on where they live is no different than racism.

Clay is an example of what I see in the media on a daily basis, which is the narcissistic personality disorder. He has an insatiable need for power and attention, and will do whatever it takes to get it. And if that means stepping on and being cruel to others so be it! And I don’t say that with anger, but with sadness. It saddens me that an organization like Fox Sports would allow a man to hurt others simply to get traffic generated to their website.

Finally, let’s make no mistake about it…this is a great example of bullying those who appear to be weak. Fortunately, I was raised on the Kentucky and West Virginia border, and I can tell you we are by no means weak people. Many may not have graduated from college, and some may live in a “single wide”, but does that make them inferior to others who did graduate and live in a large home?

What do you think Clay Travis? Does your law degree and college education make you better than others? Does your nice home in Tennessee mean you are superior to the hardworking man living in a double wide a few miles away? Apparently you believe it does and that again saddens me.  Do you need to feel as though you have some power. Well congratulations, because Fox Sports has given you some power, and a very large platform. Unfortunately, you have taken that powerful platform, and used it to hurt others. It’s a shame that a great writer is simply not a good man.

I find the anti-bully message from Fox Sports below ironic: 



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